What are the differences between the Scratch Plan Bi-Weekly and other Scratch Plan options?

The Scratch Plan Bi-Weekly is our 0% APR payment plan, which breaks medical treatment costs down into 5 equal payments, with no deferred interest or hidden costs.  

There are a few differences between our Scratch Plan Bi-Weekly and other Scratch Plan options, which include:

• Borrowers will have 13 days to use the approved funds.

• A 20% down payment is due when the Scratch Plan Bi-Weekly is accepted.  Borrowers will be prompted to enter a valid credit or debit card number for the down payment, enabling autopay for the remaining four payments.  

• Payments for this plan type are made on a bi-weekly payment schedule.