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We encourage all borrowers to enroll in autopay. Autopay ensures timely payments, and offers financial advantages by preventing late fees and eliminates convenience fees associated with manual one-time payments. Borrowers can choose to enroll in autopay using a bank account, debit card, or credit card.

But, we also accept one-time payments too. Access your account by navigating to the Borrower Portal, or through the Scratchpay Plans App on your iPhone or Android device.

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Scratch Pay plans in the U.S. are issued by WebBank, while in Canada, they are issued by ©Scratch Financial, Inc. ©Scratchpay (NMLS ID#: 1582666). Eligibility is required for these loan products.