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No!  While Scratch Pay plans are accepted by many veterinary clinics, we also partner with a wide variety of practices in the health and wellness space for people, including dental, vision, chiropractic, and more! You can utilize Scratch Pay plans to cover the expenses of medical care across our expanding provider network.

Utilize our Practice Search tool at to see if you provider is partnered with Scratch!


Scratch Pay plans in the US are issued by WebBank, while in Canada, they are issued by ©Scratch Financial, Inc. ©Scratchpay (NMLS ID#: 1582666). Eligibility is required for these loan products, and Scratch Pay plans may not be available in all states.