Can I make extra payments or pay off my Scratch Plan early?
Certainly! If you have extra funds available, you can make additional payments at your convenience, and there are no prepayment fees or penalties. Making early payments will decrease the amount of interest that accumulates on plans with interest. To make an additional payment, access your account by logging in to the Borrower Portal or access the Scratchpay Plans app.
For specific information on how payments are applied to outstanding balances, please refer to our Terms of Service.