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Is autopay required for Scratch Plans?

Well, it depends.

All Scratch Plans Bi-Weekly are automatically enrolled in autopay with the credit or debit card used to make the initial down payment. This card will be charged for each of the remaining four payments unless a new payment method is added to your account. 

While we do encourage all of our borrowers to enroll in autopay to ensure no payments are missed, autopay isn't required for our 12 Month and 24 Month Scratch Plans.

Finally, our Waived Interest Plan may be offered to eligible borrowers who opt to set up autopay on their Scratch Plan. This allows borrowers to save on interest if they pay off their principal within 6 months.