What is a Scratch Plan?

Scratch Plans offer simple, transparent financing solutions for you to pay for the cost of veterinary care, dental work, and many other medical procedures & treatments. A Scratch Plan enables approved borrowers to access their desired care and spread the cost of treatment over time, with financing plans available up to $10,000.

To get started, apply at Scratchpay.com from any internet-connected device and receive an instant plan decision (in most cases). At Scratch Financial, we don't perform hard credit checks to determine plan eligibility.