Plan Information
Scratch's platform provides personalized offers based on each applicant's credit profile. As a result, not everyone will see our full range of plans after applying; you'll only see plans that match your individual approvals.
In the visual provided, please see an overview of the different Scratch Pay plans currently offered.
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Scratch Pay plans in the U.S. are issued by WebBank, while in Canada, they are issued by ©Scratch Financial, Inc. ©Scratchpay (NMLS ID#: 1582666). Eligibility is required for these loan products, and Scratch Pay plans may not be available in all states.