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Apply for a New Scratch Plan Directly from your Borrower Portal or App

Navigate to the Scratch Borrower Portal, or access your account through the Scratchpay App on your iPhone or Android device. Once logged in, navigate to the portal menu to locate the My Loans tab. Then, at the bottom of the page you will see a button to Apply for a New Plan.

If you need additional assistance, Scratch Support Specialists are available 24 hours per day, 7 days per week!


Scratch Plans originated in the United States are issued by WebBank. Scratch Plans originated in Canada are issued by ©Scratch Financial, Inc. ©Scratchpay (NMLS ID#: 1582666). Scratch Plans are loan products subject to eligibility.