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Is there a prepayment penalty on my Scratch Plan?

Certainly not! There are no prepayment penalties for any of the Scratch Plans. Feel free to make additional contributions to your regular monthly payment if you can!


Scratch Plans originated in the United States are issued by WebBank. Scratch Plans originated in Canada are issued by ©Scratch Financial, Inc. ©Scratchpay (NMLS ID#: 1582666). Scratch Plans are loan products subject to eligibility.