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Explore Scratch Pay
Scratch Pay plans make patient financing simple & transparent.
Payment Plan Types
Learn more about the payment plans offered by Scratch Pay.
Application FAQ's
Get care now, and pay later. Applying now with no impact to your credit.
Account Management
Access your account, update preferences and get support.
Payment Assistance
Get help setting up auto pay, paying off your plan and more.
Application FAQ's
How to apply for a Scratch Pay plan
When will my payment history appear on my credit report?
How do I transfer my Scratch Pay plan approval to a different practice?
What if my credit is frozen?
When is the best time to apply for a Scratch Pay plan?
Can I apply for multiple Scratch Plans in a single day?
Why wasn't I approved for a Scratch Pay plan?
What if I don't need the Scratch Pay plan I accepted?
What happens if I need more or less than the approved amount of my Scratch Pay plan?
What amount should I apply for?
Does applying for a Scratch Pay plan impact my credit score?
When will I receive the exact interest rate for my Scratch Pay plan?
Is there a prepayment penalty for Scratch Plans?
Will I be approved for a Scratch Plan?