Not to worry!
If you've accepted a Scratch Pay payment plan but don't end up needing it, the plan will automatically expire in 30 days, and your down payment will be refunded at the time of expiration. If you prefer to receive your down payment sooner, you can reach out to the care provider that the application was initiated through and request that they finalize your plan for $0. Once completed, your refund will appear in your bank account in 3–10 business days.
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Scratch Pay plans in the US are issued by WebBank, while in Canada, they are issued by ©Scratch Financial, Inc. ©Scratchpay (NMLS ID#: 1582666). Eligibility is required for these loan products, and Scratch Pay plans may not be available in all states.