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Scratch Plan Terms of Service

To view our full Terms or Service click here! Alternatively, you can access them anytime by logging into the Scratch Borrower Portal and navigating to the Legal tab on your portal menu.


Scratch Plans originated in the United States are issued by WebBank. Scratch Plans originated in Canada are issued by ©Scratch Financial, Inc. ©Scratchpay (NMLS ID#: 1582666). Scratch Plans are loan products subject to eligibility.