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Viewing My Scratch Plans

Navigate to the Scratch Borrower Portal, or access your account through the Scratchpay App on your iPhone or Android device. Once logged in your home screen will display Pending, Active and Paid-Off Scratch Plans, or by access the portal menu and then navigate to My Loans.

The portal menu also allows you to:

  • Track your balance and scheduled payments

  • Add or delete a payment methods

  • Make a one-time payment

  • Enable or disable autopay for a specific payment plan

  • Apply for a new payment plan

  • Find a practice that accepts Scratch Plans

  • Gain quick access to our 24/7 help center



Scratch Plans originated in the United States are issued by WebBank. Scratch Plans originated in Canada are issued by ©Scratch Financial, Inc. ©Scratchpay (NMLS ID#: 1582666). Scratch Plans are loan products subject to eligibility.