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Get started with a Scratch Plan
Scratch Plans make patient financing simple, friendly, and transparent.
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Get care now, and pay later. Finding a plan does not affect your credit score.
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A Guide to Applying for a Scratch Plan
What payment plan options does Scratchpay offer?
When to apply for a Scratch Plan: before, during or after my appointment?
Can I apply for multiple Scratch Plans in a single day?
Why wasn't I approved for a Scratch Plan?
What if I don't need the payment plan I accepted?
What happens if I need less or more than the approved amount of my Scratch Plan?
What amount should I apply for?
Does applying for or accepting a Scratch Plan impact my credit score?
When will I receive the exact interest rate for my Scratch Plan?
Is there a prepayment penalty for Scratch Plans?
Will I be approved for a Scratch Plan?